When it comes to Subrogation Recovery in California, Ring & Green is the Gold Standard in the Golden State.
A Better Way to Collect
Ring & Green is an AV-rated law firm and one of the original members of NASP (National Association of Subrogation Professionals). We pride ourselves on obtaining the most favorable and economical results possible on even the most challenging collection matters. Our attorneys have over 60 years of combined experience in the intricate workings of the Southern California legal system and our Los Angeles-based practice is centrally located so all the state is within our reach. You owe it to yourself to use Ring & Green as we are virtually in the very backyard of those from whom you need to collect.
Because Ring & Green is a law firm that specializes in subrogation recovery, rather than an insurance company or agency, our collection efforts elicit the kind of attention and response that prior attempts by our Clients have not. Calls and letters from our law office strike a singularly urgent chord in individuals, businesses, and other attorneys. Using Ring & Green sends the message that you, the Client, have decided to get serious and the time to deal with this collection matter has come.
Since a typical loss these days may involve complex situations and multiple parties, you need a law firm attuned to alternative theories of liability as well as the potential pitfalls of certain cases. At Ring & Green our attorneys and subrogation recovery specialists conduct daily roundtable discussions on the progress of our cases. Our up-to-date knowledge and “outside the-box” thinking results in innovative solutions to complex problems and larger recoveries for all our Clients.
We understand that one of your major concerns is cost, including legal costs. Our mission is to reinforce the urgency of your claims. By stressing timely resolution, we are able to resolve many matters without filing a lawsuit. Indeed, we have determined that the perceived potential of going to court enables us to negotiate from a position of tremendous strength. Because we work on a contingency basis, we are result oriented, thereby making Ring & Green more cost effective than other collection alternatives.
We make absolutely no settlements without your authorization. As soon as an offer is on the table, we contact you and discuss the offer’s merits. Then, we continue to negotiate, a proven method that has repeatedly yielded results far above our clients’ expectations. We always focus on lump sum settlements and accept Visa and MasterCard. For most payment plans, we use promissory notes. The promissory note enhances our chance of collecting if payment ceases and litigation becomes necessary.
Of course, if we cannot negotiate a settlement that is acceptable to our client, we will discuss whether a lawsuit is appropriate on a case-by-case basis. If litigation should become necessary, we effect prompt pursuit of the matter and have the resources to do so. Our firm has handled virtually every type and size of creditor lawsuit, including successful enforcement of major levies involving U.S. Marshals with block-long moving vans.
At Ring & Green, you, the Client, are our foremost priority. Our philosophy is to solve problems, not merely process cases. We never lose sight of the fact that it is your money we are recovering. We keep all our Clients fully informed as to our activities through monthly statements, current trust accountings and timely payment upon receipt of proceeds. On the 15th of each month, we send monthly progress reports to each of our Clients. These reports include all payments due to our Clients from monies deposited into our trust account during the previous month. On line viewing is also available. You always will find us to be accessible and available. We are there to listen to your concerns, and we remain in constant communication until your collection matter is settled.
Upon input of your assignment, we immediately send the debtor the first in a series of well-crafted collection letters, along with an acknowledgement to you confirming we have commenced our efforts. Each collection letter is specifically tailored to the particular category of claim. When appropriate, we conduct our correspondence in Spanish. As a matter of course, we thoroughly analyze each file to determine all liable parties and collectability, inputting all essential data into our state-of-the-art collection software. At no extra cost, we order Address Updates and run the debtor through various bureaus and search engines both to identify additional responsible parties and to locate all additional addresses ever expanding our ability to make contact. Per arrangement on account, we also can apply our skip tracing and title search capabilities to lock down firm assets for further action.
Speaking directly with the responsible party also is a key to Ring & Green’s success, which is why we waste no time in making our first collection call. We use our best efforts time and again to reach all responsible parties and collect. Although we are aggressive in our efforts to recover what is due to you, we do not compromise courtesy and respect in our communications with debtors.
Ring & Green’s Clients uniquely benefit from our years of handling high end business litigation as we apply that experience to your large Property & Casualty claims.
Everything from sifting through the various contractors and manufacturers on a business or homeowner’s loss, to coordinating multiple party Cause & Origin inspections necessary to establish liability, to extensive review of release language to ensure certain rights are preserved, Ring & Green takes a forensic approach to every claim assigned to it.
UM claims traditionally have been the engine that drives the subrogation train. Although Ring & Green covers all of California, our central location in the heart of Los Angeles strategically positions us where the majority of our Clients’ uninsured motorist accidents occur.
As a law firm, Ring & Green has the authority to confirm with the Department of Motor Vehicles the ownership history of any car and acquire the driving records of those involved in accidents with the insured. This added benefit to our Clients separates us from other collection entities. If litigation is warranted, the file already is in the hands of the firm most knowledgeable about the claim.
In California, payments made by a carrier for medical treatment either to their insured or others may be contractually reimbursable upon third party recovery. Though certain recent rulings regarding the “made whole doctrine” make recovery in this area more challenging, Ring & Green has been extremely successful in collecting on such claims. Before you waive your repayment rights, you should have Ring & Green review the matter.
Ring & Green has a long standing reputation with its Clients for composing comprehensive and winning arguments in this venue. Each contention submission is thoroughly reviewed by counsel with a special emphasis on including all applicable facts and law. Clients appreciate being involved throughout the process and no submission is made without complete Client approval.